News

What is the 4% rule for retirement? A guideline for ensuring your retirement funds last as long as you need them to. But here’s what else you should consider to see if your nest egg will be enough to fund your retirement.

The biggest financial mistakes most Americans make are due to a lack of personal financial literacy. Understanding how money works allows you to put your money to work for you and use it to make more money.

For business leaders to be effective, they must successfully balance the two main needs of the organization: supporting both the financial bottom line and the employees ultimately responsible for the company’s performance.

Annuities are a mystery to many consumers, but when that mystery is clarified and the product is better understood, consumers are generally interested in adding annuities to their financial planning strategy.

Families struggling to make ends meet might think it seems like a good source of emergency funding to turn to early withdrawals from a 401K. If you find yourself in that situation, here are a few things to keep in mind.

Wherever you are in your financial planning journey, it’s wise to circle back regularly and make sure you’re doing the right things (and avoiding making mistakes). Thinking you’ve got a plan you can set and forget is dangerous; you might find you’ve missed opportunities to maximize your financial situation.

How can life insurance support wealth building for Black Americans and their families? I spoke with writer Ronda Lee to share some insights on ways to leverage the cash value found in permanent life policies to that end.

What is whole life insurance, and what are some of the benefits of this type of policy? I shared some insights with Ronda Lee and Paul Kim of Business Insider — here are a few of the main points.

I had a chance to speak with Mark Roper of WMAR-2 Baltimore about the impact of inflation on 401(k)s and retirement planning — watch the video below to learn more. Key Points Your retirement usually is a long-term plan, and this is a short-term fluctuation in rates. Don’t make a knee-jerk reaction. If you have […]

Sorting through your financial situation can be overwhelming. Especially when you want to make sure you’re on track to reach your future financial goals — it can feel like a lot of pressure. Here are some practical steps you can take to learn how to organize your finances and keep your financial plan working for you.