Budgeting for the Holidays

Making — and sticking to a budget — is one of the simplest steps you can take to ensure financial planning success. Around the holidays, though, it can be tough to stick to your plan, and you can easily find yourself going over budget.

Here are some ideas I shared with FOX 10 Phoenix for holiday gifts on a budget.

Again, here are some takeaways for giving gifts on a budget:

  • Look for and use coupons and online codes.
  • Share information — especially a separate email address just for this purpose — to earn extra discounts.
  • Consider not exchanging gifts with certain people you might normally swap gifts with — for example, my wife and I don’t exchange gifts.
  • When shopping in-person, try to pay in cash and carry large bills. You’ll think twice about how much you’re spending when you have to break a large-denomination bill.
  • Make use of your creative side and look for opportunities to give handmade or personalized gifts — or gift experiences or events, like cooking a meal together.

Don’t feel compelled to break the bank this holiday season. Get creative and think outside the box, and look for give gifts that will make a greater impact on the recipient than on your wallet.


Latest Posts


Embracing the Digital Age: The Impact of Technology on Leadership Practices

Let’s face it, technology is involved in nearly all facets of life. It plays a vital role in various aspects of society, including the realm of leadership. Traditional leadership practices are undergoing a profound transformation as leaders navigate the complexities of the digital age. Let’s explore the multifaceted impact of technology on leadership practices and how it is reshaping the way leaders inspire, communicate and drive organizational success. 


The Future of Leadership: Trends and Predictions for 2024

In the ever-evolving landscape of business and society, leadership plays a crucial role in shaping the path forward. As we step into 2024, the dynamics of leadership are expected to undergo significant transformations, driven by technological advancements, societal shifts and the changing expectations of employees and stakeholders. Let’s explore some key trends and predictions for the future of leadership in 2024.